21 days old

Sr. Credit Analyst | Credit Analyst

Farm Credit West
Tempe, AZ 85282



  • Ability to spread financial information, including: balance sheet, tax return, borrower- or accountant-prepared statements.

  • Knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.

  • Solid understanding of Generally Accepted Accounting Principles (GAAP), taxation, legal forms of organizations, and business law.

  • Knowledge of financial modeling techniques and preparation of pro forma financial statements.

  • Ability to perform discounted cash flow analysis, capital budgeting (internal rate of return, net present value, etc.), and equity valuation calculations.

  • Ability to incorporate information from many sources to identify underwriting risks and articulate a concise recommendation.

  • Knowledge of complex lending, financial structuring and credit arrangements, and bank products.

  • Solid understanding of credit underwriting policies, procedures, processes, collateral valuation, and documentation.

  • Advanced ability to use spreadsheet, word processing, and database applications.

  • Excellent interpersonal, negotiation, presentation, oral and written communication skills.

  • Some travel required.


Bachelors degree and analytical experience in credit analysis, underwriting, or a related position.



We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.




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Sr. Credit Analyst | Credit Analyst

Farm Credit West
Tempe, AZ 85282

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