2 days old

US Consumer Card Credit Strategy Analyst

Bank of America
Plano, TX
  • Job Code
Company Bank of America

Job Title US Consumer Card Credit Strategy Analyst

Jobid bankofamerica-18002783PlanoTX

Location: Plano, TX, 75026, USA

Description **Job Description:**

Responsible for supporting projects and initiatives within US Consumer Card Credit Strategies. Role entails performing complex analysis and modeling that maximizes profits and asset growth and minimizes credit and operating losses and other risk exposures. This position entails managing multiple projects and developing analyses for the purpose of making recommendations to optimize new account underwriting with a specialized focus on credit abuse, intentional mis-use, and bust-out credit strategies. Reviews and analyzes trends, population distributions, and recommends strategy enhancements.

The position requires being able to utilize sophisticated database analysis tools for data identification, preparation, collection and extraction for the purpose of implementing strategies that meet or exceed performance expectations.

Immigration visa sponsorship / visa transfer is not available for this position.

Required Skills:

* **Intermediate SAS skills**

• Strong analytical, logical reasoning and problem solving skills required.

• Strong knowledge of statistics and data mining techniques.

• Proven capabilities with SQL, Decision Tree, and Excel software.

• Proficient in MS Office including Word, Excel, and PowerPoint.

• Strong working knowledge of the process and tools used for the development, validation, implementation, and documentation of credit risk strategies and/or scoring models.

• Previous credit experience and knowledge of credit policies and procedures.

• Strong financial acumen and understanding of P&L business drivers.

• Ability to communicate effectively and influence others to drive results.

• Effective project management and organizational skills with the ability to prioritize workloads.

Desired Skills:

Bachelors degree in business, math, statistics, economics or related quantitative discipline.

• 3+ years prior experience in developing strategies and/or credit criteria.

Enterprise DescriptionResponsible for performing more complex analysis and modeling for multiple products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with external agencies. Participates in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. SAS and/or MicroStrategy experience preferred; 2-5 years experience preferred.

**Posting Date** : 01/19/2018

**Location** :

Wilmington, DE, BRACEBRIDGE I, 1100 N King St,



Plano, TX, 6400 LEGACY DR (TX2972),

- United States

**Travel** : Yes, 5% of the time

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

**Frequently Asked Questions**

Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.

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US Consumer Card Credit Strategy Analyst

Bank of America
Plano, TX

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US Consumer Card Credit Strategy Analyst

Bank of America
Plano, TX

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